FEBILIYANI, Idha. ANALISIS KENDALA PROSES PEMANTAUAN KREDIT SERBAGUNA MIKRO (KSM) DALAM PENGGUNAAN LOAN ORIGINATION SYSTEM (LOS) PADA PT BANK X MAGELANG. Journey: Journal of Multidisciplinary Research, [S. l.], v. 1, n. 2, p. 20–23, 2026. DOI: 10.31004/journey.v1i2.11. Disponível em: https://jjmre.org/index.php/journey/article/view/11. Acesso em: 26 may. 2026.