DEVIANI, Nafisda. Optimasi Aktivasi Merchant Melalui Monitoring Back Office ATF Pada Layanan M-Banking di Bank Magelang. Journey: Journal of Multidisciplinary Research, [S. l.], v. 1, n. 3, p. 40–44, 2026. DOI: 10.31004/journey.v1i3.19. Disponível em: https://jjmre.org/index.php/journey/article/view/19. Acesso em: 26 may. 2026.